Last updated October 2026
Educational Purpose
The Notorious BIC is an educational brand created by Stephen Long. BIC Tips, videos, articles, training materials, the BIC Chatbot, and other content on this website and the related social media channels are provided for general educational purposes for real estate professionals and consumers. Content reflects North Carolina practice at the time it was published. Laws, rules, forms, and MLS policies change, so always confirm current requirements before relying on any information.
Not Legal, Tax, or Financial Advice
Stephen Long is a licensed real estate broker and mortgage loan originator. He is not an attorney, accountant, or tax advisor. Nothing on this website is legal, tax, or financial advice, and no content creates an attorney-client relationship. For legal questions, consult a licensed North Carolina attorney. For tax questions, consult a qualified tax professional. Brokers should follow the direction of their own broker-in-charge and firm policies.
Real Estate Licensing Disclosure
Stephen Long is a North Carolina real estate broker (License #246097) and broker-in-charge affiliated with Keller Williams Realty Elite, 1100 S Stratford Rd, Winston-Salem, NC. He is also licensed as a real estate broker in Virginia. Real estate brokerage services are provided only through his affiliated firm. Coaching, training, education, and consulting services are not brokerage services and do not create an agency relationship.
Mortgage Licensing Disclosure
Stephen Long, Mortgage Loan Originator, NMLS #2795861. Keller Home Loans is a division of Mutual of Omaha Mortgage, Inc., NMLS ID 1025894. For licensing information, visit nmlsconsumeraccess.org. Equal Housing Opportunity. Mortgage information on this website is general and educational. It is not a commitment to lend or an offer of credit. Loan programs, rates, and terms change and are subject to credit approval, underwriting guidelines, and program availability.
Independent Views and Trademarks
The Notorious BIC is an independent educational brand. Views expressed are those of Stephen Long and do not necessarily reflect the views of Keller Williams Realty Elite, Keller Williams Realty, Mutual of Omaha Mortgage, the North Carolina Real Estate Commission, NC REALTORS®, the National Association of REALTORS®, or any multiple listing service. None of these organizations sponsors or endorses this website. REALTOR® is a registered collective membership mark that identifies members of the National Association of REALTORS®. Keller Williams, KW, and related marks are the property of their respective owner.
Standard Forms
References to North Carolina standard forms, including the Offer to Purchase and Contract and agency and listing agreements, are for training purposes. Always use the most current version of each form from an authorized source, and follow your firm’s policies on form use.
Fair Housing
Stephen Long and the Notorious BIC are committed to the letter and spirit of the federal Fair Housing Act and the North Carolina State Fair Housing Act, and to equal professional service for all people. Equal Housing Opportunity.
BIC Chatbot
The Notorious BIC Chatbot is an artificial intelligence tool that provides general educational information. It can make mistakes, may not reflect the most recent rule or form changes, and is not legal advice. It does not replace your broker-in-charge, the publications of the North Carolina Real Estate Commission, or a licensed attorney. Do not enter confidential client or transaction information.
Your Information
Information you submit through forms on this website is used only to respond to your request and is not sold. Please do not send confidential client, transaction, or financial information through this website.
Contact
Questions about these disclosures can be sent through the contact page.